May 2026

Markets feel high. AI hype is everywhere. And if you’ve recently started learning about index funds and evidence-based investing, you might be thinking: “Great timing. I’m finally ready to invest — and now we’re probably at the peak.” It’s a reasonable fear. But I think it’s based on the wrong question. Rather than asking “Is this […]

When I started learning about money, I’d read an amazing blog post or listen to a great podcast and think, “Right, I’m sold on this whole index fund business.” And then the disclaimer got me every time: “This is not personalised advice. Only you know your current situation. Before making any decisions, consult a licensed

After learning about diversification, I assumed it applied to everything. Not just companies and countries — but providers too. So I spread things out: It felt messy, but it also felt safer. Like if one provider went bust, at least they couldn’t take everything with them. For years, I pictured every deposit going to the

A fear I hear a lot it: “What if the market crashes and never recovers?” Full transparency: I’ve had this fear too. There have been 2am Google spirals about AI taking over, and occasional daydreams about self-sufficient homesteading involving chickens. (People think I’m joking about the chickens. I am not joking about the chickens.) But

As doctors, we know that if your patient doesn’t buy into the treatment plan, they won’t follow it. You can have the most evidence-based, clinically perfect treatment in the world. But if you’re dismissive of your patient’s beliefs or concerns—they’ll walk out and do their own thing anyway. Thanks for reading! Subscribe for free to receive

Imagine designing a clinical trial where: Sound too good to be true? That’s basically how global index funds work. Why trials need diversification (and so do portfolios) When designing a research trial, you plan for inevitable challenges: The solution? Diversification and sample size. A large, diverse population captures the full range of differences between patients,

Doctors are no strangers to acronyms. You might have no trouble understanding this: “Pt admitted under Gen Med with AKI on CKD, likely due to ACEi + NSAID combo, Cr 280.” Or even this: “Pt with PMHx of HTN, DM, and IHD, now with STEMI on ECG, loading with DAPT, for PCI ASAP.” But if

One of the most powerful forces in investing isn’t skill, intelligence, or even luck. It’s time. Warren Buffett is worth over $120 billion. He’s brilliant, yes. But he’s also 95 years old. Here’s what most people don’t know: 96% of his wealth was generated after he turned 60. The lesson? The magic isn’t just in

When people say investing is “risky,” what do they actually mean? For most people, risk means “I might lose my money.” And that fear is real — we’ve all heard stories of people losing everything. But in investing, risk is more nuanced than that. Remember learning about cognitive biases in med school? Anchoring bias, confirmation

We’ve all had patients come in with a runny nose, cough, and fever. Most of the time, the evidence is clear: it’s a viral infection, and the best treatment is rest, fluids, and time. But patients often feel uneasy if they’re “doing nothing.” They want antibiotics — something that feels active, decisive, and powerful. The